Refer a friend to our credit repair program and earn $50 LEARN MORE HERE.
Repair Your Credit

Repair Your Credit. Rebuild Your Future.

We specialize in disputing negative items, maximizing your debt ratio score, and removing credit inquiries from your report. Discover how we can help improve your financial future today.

Get Started Now
Happy clients with improved credit scores

Our Credit Repair Services

We offer comprehensive solutions to improve your credit score

Dispute Negative Items

We help you identify and dispute incorrect or unfair negative items in your payment history across all three major credit bureaus.

Maximize Debt Ratio Score

Learn strategies to improve your debt ratio score even if paying off credit cards isn't currently an option for you.

Remove Credit Inquiries

Too many credit inquiries can damage your score. We help you identify and remove unnecessary credit inquiries from your report.

Credit Repair Facts

What you need to know about credit repair and maintenance

Credit Report Errors

Nearly 80% of all credit reports have serious errors that can negatively impact your score. These errors may be present across Equifax, Experian, and TransUnion with an average difference of 60 points between your highest and lowest scores.

Tips to Raise Your Credit Score

  • Pay all bills on time, every time
  • Never charge more than 30% of available balance on credit cards
  • Use credit cards responsibly - perhaps only for utility bills
  • Keep accounts open as long as possible
  • Be patient - credit repair takes time

How Long Items Stay on Your Credit

  • Delinquencies: 7 years from initial missed payment
  • Collection Accounts: 7 years from initial missed payment
  • Bankruptcy (Ch. 7, 11, 12): 10 years from filing date
  • Bankruptcy (Ch. 13): 7 years from filing date
  • Tax Liens (unpaid): 15 years from filing date
  • Tax Liens (paid): 10 years from payment date
  • Inquiries: Most remain for 2 years

Credit Monitoring with Identity IQ

Credit reports are key to helping you confidently protect and manage your identity. Financial institutions, employers, and insurers use credit reports to gain insight into your financial profile. Inaccurate or fraudulent account information can result in denial of credit, higher loan rates, and even rejection for employment.

That's why we've partnered with Identity IQ to offer comprehensive identity theft and credit monitoring services!

Limited Time Offer: ONLY $1 for a 7-day trial

Sign up now and get instant access to:

  • 3-Bureau Credit Reports & Scores
  • Real-Time Fraud and SSN Alerts
  • $1 Million in Identity Theft Insurance Underwritten By AIG
  • Device Security & Online Privacy
Sign Up for $1 Trial
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram