Are you a mortgage, real estate, tax professional, attorney, auto dealer or a professional in any industry that is dependent upon clients with good credit?

If the answer is yes, then partner with our company to make your clients credit worthy. Refer your credit-challenged client to us, we will work to increase their credit score in record time and we always refer them back to you for your services. You can track your client's progress in our Client Login Portal. When your client logs into our web portal, the first thing they will see is your photo and contact information as a reminder of their goal and the professional who refereed them to us! Just fill out the form below.

How Credit Works?

A credit score is a number generated by a mathematical formula that is meant to predict credit worthiness. Credit scores range from 300-850. The higher your score is, the more likely you are to get a loan. The lower your score is, the less likely you are to get a loan. If you have a low credit score and you do manage to get approved for credit then your interest rate will be much higher than someone who had a good credit score and borrowed money. Therefore, having a high credit score can save many thousands of dollars over the life of your mortgage, auto loan, or credit card.


You will be entitled to a refund on all monthly payments to Kobra Financial if We do not remove any negative items worked on

– You have had 120 days from the time you retained services 

– You have had no new collections or missed payments during the time frame we are repairing your credit

– You agree and have returned all updated reports and responses from the three credit bureaus & creditors to us within 5 days of receipt.

– You have not used a credit consulting agency or attempted to repair your own credit within 6 months of signing up for services.

– You should receive updated credit reports every 35-45 days and notify us if updated reports are not received.

Yes…. Not only is it legal it is protected by federal law. The Fair Credit Reporting Act requires that credit bureaus provide fair and accurate information in your credit report.

-Make all required payments on time
-If possible put all reporting payments on auto pay to decrease the risk of missed payments
-Do not charge more than 20% of your credit limit
– Self.Inc (Apply for a credit builder account / see website for benefits)

Please remember we can not guarantee any results or time of completion for credit repair. However most clients complete the process in 3-9 months depending on their credit profile and the number of items that need to be disputed.

Absolutely, this is how we monitor updates to your credit profile and scores, and it is part of the requirements for our guarantee for a refund.